: Li Xiandao had come into possession of the ancient Bank of the Universe, but to his dismay, it was completely barren and devoid of any treasures. Instead, it was filled with a multitude of debts owed by powerful beings. The Eternal Celestial King had borrowed a supreme celestial artifact and promised to repay two pieces after 3,000 years. However, for every 1,000 years that passed after the due date, he would have to pay an additional piece. The Moon Celestial had also taken out a loan, using her high-quality face as collateral. She returned it after 10,000 years, but if she failed to do so on time, she would have to pay with her life. Even the Time Immemorial Sage had borrowed 10,000 years of life from the Bank of the Universe in order to achieve a breakthrough. He had agreed to repay the debt once he succeeded, but if he was late, he would have to pay back ten times the amount. As Li Xiandao gazed upon these debts and the empty bank, he made a decision. He would become a true expert and seek out each of these supreme beings to collect the overdue debts one by one. A mere mortal had now become the largest creditor in not just the Nine Heavens and Ten Lands, but the entire Celestial World. With determination in his heart, Li Xiandao set out to reclaim what was rightfully his, becoming a force to be reckoned with in the process.
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